First Gen American.com

Category: Frugal Living

  • Perspective – Hard to Gain but Great to Have

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    Sandy L
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    Tweet Webster’s Dictionary defines perspective as: “the capacity to view things in their true relations or relative importance.” Sandy L’s definition of perspective: “A much needed life experience that helps prevent a sense of entitlement to things that aren’t really that important.” I think this sense of entitlement is what gets people into so much…

  • Not Your Typical Frugal Wedding Ideas

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    Sandy L
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    Tweet It’s wedding season, so I thought I’d take a trip down memory lane so that we can share our frugal wedding stories. I’ll go out on a limb and say I know a thing or two about weddings. NO, it’s not because I’ve been married multiple times, but because I worked 2-4 weddings a…

  • Buying a House with Cash

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    Sandy L
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    Tweet One of my readers requested that I go into more detail about how on earth my mom bought a house with cash while making minimum wage. It just didn’t add up and she wanted to know more. So here’s a little history.  My mom came to this country in 1966, got married around 1970…

  • Pay off Debt to Help the Economy

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    Sandy L
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    Tweet Thanks to my humble upbringings, I’m not a big fan of consumer debt. In fact, I’ll go so far as saying that lending too much money has hurt the economy, not helped it. Many economists and even our President strongly disagree. When  President Obama addressed congress last year, in the same breath, he said…

  • Yard Sales – Haggling Nickles

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    Sandy L
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    Tweet My mother doesn’t ask for much. One thing she asks me for all the time is to go to tag sales. It’s something I enjoy as well, but with our summers being so short, there are many competing activities that we like to do on Saturday mornings. But this Saturday the stars aligned, the…

  • Victory at Last – Take that Junk Mail!

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    Sandy L
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    Tweet This post was inspired by a recent article from Everyday Tips.  One of the things Kris was looking to do was reduce junk mail as a means to simplify her life.  I volunteered to give my 2 cents. A few years ago I was being buried by mail and I’m happy to report it’s finally under…

  • Minimum Wage & No Credit History = My Mom

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    Sandy L
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    Tweet How many people can say that they have never owed anybody anything?  Well, my mom is one. She has never had debt. By NO credit history I mean: She never had a credit card Never had a mortgage Never had a checking account or driver’s license Never invested in anything besides a CD or…

  • You have More Money Than Brains

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    Sandy L
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    Tweet “You have more money than brains” was a favorite quote that my dear old departed uncle used to use. At 2 am this morning, I decided to give blogging a try. I thought of my Uncle Joe’s quote almost immediately. Why? Because it literally took 5 minutes to sign up and buy a web…